Full disclaimer

No attorney-client relationship

Using this site, contacting the editorial team, or clicking through to an affiliated legal directory does not create an attorney-client relationship with ClaimCalc or with any individual. ClaimCalc does not employ attorneys to give legal advice and does not represent clients. If you retain an attorney through an affiliate directory, your relationship is with that attorney's firm, governed by their engagement agreement and their state's bar rules.

Estimates only

The calculators on this site produce estimated ranges, not predictions. They apply the multiplier method commonly used in personal injury negotiation, with state-specific warnings where applicable. Actual settlement outcomes depend on factors a calculator cannot evaluate, including but not limited to:

• Quality and consistency of medical documentation
• Credibility of the claimant under deposition
• Specific facts of liability disputes
• Insurance policy limits of the at-fault party
• Local jury verdict tendencies in your venue
• The defendant's willingness and ability to pay
• Comparative or contributory fault analysis specific to your facts
• Pre-existing conditions and their impact on causation
• Whether the case proceeds through trial or settles, and at which stage
• Tax treatment of specific components of the recovery

Two cases with identical numerical inputs in the calculator may settle for substantially different amounts based on these factors. Treat the calculator output as a starting point for further analysis, not as a target.

Sources and data

Statistics and rates cited on this site come from publicly available sources (Bureau of Justice Statistics, Insurance Research Council, NHTSA, Insurance Information Institute, ABA, IRS, state statutes, Martindale-Nolo claimant surveys, Jury Verdict Research). Source links appear inline on each guide.

Settlement data describes past patterns. Past patterns do not predict future outcomes for any individual case. State law, case law, and statutory schemes change. Always verify any specific legal point against current statutes and recent case law for your jurisdiction.

State-specific limitations

Personal injury law is governed by state statute and case law. Rules vary significantly across the fifty states and the District of Columbia. The calculators reflect the most common multiplier conventions and flag major state-law issues (statute of limitations, comparative negligence type, no-fault thresholds), but they cannot capture every nuance of every state's framework.

For example, damage caps in medical malpractice, sovereign immunity rules for claims against government entities, special procedures for workers' compensation claims, statute-of-limitations tolling for minors and incapacitated persons, and choice-of-law issues in multi-state cases all require state-specific legal analysis that goes beyond what a general-purpose calculator can provide.

Tax disclaimer

Tax treatment of personal injury settlements is discussed in our guides, with reference to IRS Publication 4345. The general rule — that physical-injury settlements are non-taxable under IRC § 104(a)(2) — has exceptions for emotional distress damages not tied to physical injury, punitive damages, and interest portions of settlements. Tax consequences also depend on how the settlement is structured. Consult a qualified tax professional for advice on your specific settlement.

Affiliate disclosure

Some links on this site are affiliate links to legal directories (LegalMatch, Martindale-Hubbell, FindLaw). When you click through and ultimately register with one of these directories, ClaimCalc receives a referral fee. The fee does not affect the price or terms you receive from the directory.

Affiliate links are marked with rel="sponsored" per FTC and search-engine guidelines. We disclose this relationship because you deserve to know how the site funds itself. The presence of affiliate links does not influence the editorial content — we publish recommendations against hiring an attorney for small claims where the contingency fee would eat the recovery, even though that recommendation costs us affiliate revenue.

No warranty

Content is provided "as is" without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or accuracy. ClaimCalc and its contributors disclaim all liability for losses or damages arising from reliance on the calculators or the guides. Use them as one input among many in your decision-making.

Statute of limitations warning

Time is the most important variable in a personal injury claim. The deadline to file a lawsuit varies by state and ranges from 1 year (Kentucky, Tennessee) to 6 years (Maine, Minnesota, North Dakota), with most states at 2–3 years. Missing the deadline ends the claim with no exceptions in most cases. If your case is approaching the deadline and you have not resolved it, consult an attorney immediately — filing a protective lawsuit stops the clock.

Contact for legal questions

We cannot answer "what would my case be worth" questions for individual situations because doing so would constitute legal advice. We can receive corrections to published content, source disputes, and suggestions: editor@claimcalc.app. For legal advice on your specific case, find a personal injury attorney licensed in your state — the contact page has a referral starting point.