Ohio · Workers comp · Updated 2026

Ohio workers comp calculator, 72% formula

Ohio caps the weekly workers comp benefit at $1198.00 with a minimum of $599.00. The calculator below uses the real Ohio schedule to estimate TTD, TPD, and PPD lump-sum settlements.

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Real 2025 state caps and minimums. Computes TTD, TPD, and PPD lump-sum estimates. Updates as you type.

State

Pre-injury weekly wage ($)

Disability type

Weeks of disability so far: 26

Body part injured (for PPD lump-sum estimate)

Your workers comp estimate

$22,464 – $22,464

Ohio · 72% of weekly wage

Weekly benefit: $864
Total indemnity (so far): $22,464
PPD lump-sum range: $0 – $0
After 20% attorney fee (typical WC): $17,971 – $17,971
STATE MAXIMUM WEEKLY: $1,198

Estimates only. Real workers comp settlements depend on your state's specific schedules, the insurer's impairment rating dispute, and your attorney's negotiation. Use this number as a starting point.

Above $25K in your estimated range?Talk to a personal injury attorney before accepting any offer. Most work on contingency — no upfront cost if you don't win.

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Ohio workers comp at a glance

Ohio workers compensation key figures (2025). Source: Ohio Workers Compensation Board.
Maximum weekly benefit	$1198.00
Minimum weekly benefit	$599.00
Benefit formula	72% of average weekly wage
Max weeks (TTD)	No statutory limit
Statute of limitations	1 year from injury
Average settlement	~$46,000
Official source	Ohio WC Board ↗

Last verified 2025-01-15. Workers comp rates adjust annually in most states; verify the current year's rate via the source link above.

Ohio — what makes it different

BWC is state monopoly fund. First 12 weeks at 72% of AWW, then 66.67%.

Real example: how the Ohio cap works

A worker earning $2396/week in Ohio (above-average wage):

Raw formula: $2396 × 72% = $1725.12/week
Ohio cap kicks in: $1198.00/week
Effective replacement rate: 50.0% of pre-injury wage (not 72%)

For a 26-week disability, that's $31,148 in total TTD benefits — substantially less than what 72% of full wage would pay.

If a third party contributed to the injury, the difference between full wage and capped benefit becomes part of a separate third-party personal injury claim.

Compare other states

Ohio vs other states

Workers comp varies dramatically by state. Compare Ohio's $1198.00 weekly cap and 72% formula against the other 11 priority states:

California

Max $1,619/wk · 66.67%

Texas

Max $1,135/wk · 70%

Florida

Max $1,295/wk · 66.67%

New York

Max $1,145/wk · 66.67%

Illinois

Max $1,898/wk · 66.67%

Pennsylvania

Max $1,273/wk · 66.67%

Georgia

Max $800/wk · 66.67%

North Carolina

Max $1,330/wk · 66.67%

Michigan

Max $1,220/wk · 80%

New Jersey

Max $1,131/wk · 70%

Virginia

Max $1,410/wk · 66.67%

All 50 states with 2025 caps →

Above $25K in your estimated range?Talk to a personal injury attorney before accepting any offer. Most work on contingency — no upfront cost if you don't win.

Find attorneys →

Affiliate disclosure: ClaimCalc may receive a referral fee at no cost to you if you register with the partner directory. Full disclosure.

Q&A

Frequently asked questions

01 What is the maximum workers comp weekly benefit in Ohio?

The maximum weekly workers comp benefit in Ohio is $1198.00 (2025). The minimum is $599.00. Ohio uses the 72% formula to calculate weekly benefits, capped at the maximum. Source: Ohio Workers Compensation Board.

02 How is workers comp calculated in Ohio?

Ohio calculates workers comp at 72% of your average weekly wage, subject to the state's $1198.00 weekly maximum and $599.00 minimum. Temporary Total Disability (TTD) is capped at unlimited weeks while you remain disabled. BWC is state monopoly fund. First 12 weeks at 72% of AWW, then 66.67%.

03 What is the statute of limitations for workers comp in Ohio?

Ohio: 1 year from injury. Missing the deadline ends the claim with rare exceptions. File the claim or consult an attorney well before the deadline.

04 What is the average workers comp settlement in Ohio?

The approximate average workers comp settlement in Ohio is $46,000 (per NCCI and state board data, for lost-time claims). Surgical cases settle substantially higher. Use the calculator above with your specific wage and body part for a state-tuned estimate.

05 How is workers comp calculated?

Most states pay two-thirds (66.67%) of your pre-injury average weekly wage, capped at the state maximum. A few states use different formulas: Texas and Oklahoma pay 70%, New Jersey 70%, Connecticut and Rhode Island 75% (of after-tax), Iowa and Michigan 80% (of after-tax), Massachusetts and New Hampshire 60%. Every state sets an annual maximum that high earners hit quickly.

06 What is the average workers comp settlement?

The national average lost-time workers comp settlement is approximately $42,008 (NCCI 2021 data). But variance is huge — back surgeries settle at $80,000–$300,000, while soft-tissue strains settle at $15,000–$40,000. Your state matters significantly. Illinois average is ~$76,000; Mississippi ~$28,000.