Live estimator · Updated 2026

PPD settlement calculator

Permanent Partial Disability pays a lump sum for permanent impairment: scheduled weeks for your body part × your state's weekly benefit × your impairment rating. Enter your numbers below for a state-specific estimate.

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Estimate your workers comp settlement

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Real 2025 state caps and minimums. Computes TTD, TPD, and PPD lump-sum estimates. Updates as you type.

State

Pre-injury weekly wage ($)

Disability type

Weeks of disability so far: 26

Body part injured (for PPD lump-sum estimate)

Your workers comp estimate

$32,802 – $132,807

California · 66.67% of weekly wage

Weekly benefit: $800
Total indemnity (so far): $20,801
PPD lump-sum range: $12,001 – $112,006
After 20% attorney fee (typical WC): $26,241 – $106,245
STATE MAXIMUM WEEKLY: $1,619

Estimates only. Real workers comp settlements depend on your state's specific schedules, the insurer's impairment rating dispute, and your attorney's negotiation. Use this number as a starting point.

How the PPD lump sum is calculated

PPD award = weekly benefit × scheduled weeks × impairment rating.

Each body part has a number of "scheduled weeks" set by state law — a full loss of use of a body part pays that many weeks of benefits. A partial loss (the typical case) pays scheduled weeks × impairment rating. The weekly benefit is the same figure used for TTD: your wage × state formula, capped at the state maximum.

Typical scheduled-weeks range by body part (varies by state — see the calculator for your state's exact figures).
Body part	Scheduled weeks (range)
Back / spine	100–400 weeks
Shoulder	60–200 weeks
Knee	60–175 weeks
Hand	50–175 weeks
Foot	50–150 weeks
Arm	80–250 weeks
Leg	80–220 weeks
Eye (vision loss)	80–200 weeks
Hearing	60–150 weeks
Neck / cervical	80–250 weeks
Wrist	40–130 weeks
Ankle	40–110 weeks

More on the full set of disability types: how is workers comp calculated →

Q&A

Frequently asked questions

01 What is Permanent Partial Disability (PPD)?

PPD applies once you reach Maximum Medical Improvement (MMI) with a permanent impairment but can still work in some capacity. The award is a lump sum (or structured payout in some states) separate from the weekly benefits paid while you were out of work.

02 How is a PPD settlement calculated?

Most states use the formula: weekly benefit × scheduled weeks for the body part × impairment rating. For example, a back injury with a 400-week schedule, a $900/week benefit, and a 20% impairment rating: 400 × $900 × 0.20 = $72,000. Scheduled weeks vary by state and body part — check your state's official schedule.

03 What is an impairment rating and who decides it?

An impairment rating is a percentage (typically 5%-50% for serious injuries) assigned by your treating physician, usually using the AMA Guides to the Evaluation of Permanent Impairment. Insurers can request an Independent Medical Examination (IME) to dispute the rating — this is one of the most commonly contested parts of a workers comp claim.

04 Are PPD lump sums the same in every state?

No. Scheduled weeks per body part and the weekly benefit cap both vary by state. The same injury and impairment rating produce very different PPD awards in, say, Illinois versus Mississippi. Use the calculator above with your own state to get a state-specific range rather than a national average.

05 Can I negotiate my impairment rating?

Yes. The rating is often contested, and a higher rating directly increases the lump sum. Second opinions, a workers comp attorney, and in some states an independent medical panel can shift the rating. The calculator above models a typical 15%-35% range when no exact rating is entered — your real rating may be inside or outside that band.