Live estimator · Updated 2026

Workers comp settlement calculator

Enter your state, pre-injury weekly wage, disability type, and injured body part. The calculator applies your state's real 2025 weekly cap and benefit percentage to estimate TTD, TPD, and PPD lump-sum settlement ranges.

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Estimate your workers comp settlement

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Real 2025 state caps and minimums. Computes TTD, TPD, and PPD lump-sum estimates. Updates as you type.

State

Pre-injury weekly wage ($)

Disability type

Weeks of disability so far: 26

Body part injured (for PPD lump-sum estimate)

Your workers comp estimate

$20,801 – $20,801

California · 66.67% of weekly wage

Weekly benefit: $800
Total indemnity (so far): $20,801
PPD lump-sum range: $0 – $0
After 20% attorney fee (typical WC): $16,641 – $16,641
STATE MAXIMUM WEEKLY: $1,619

Estimates only. Real workers comp settlements depend on your state's specific schedules, the insurer's impairment rating dispute, and your attorney's negotiation. Use this number as a starting point.

How this calculator works

Workers comp pays a percentage of your pre-injury average weekly wage — most states use 66.67% (two-thirds) — capped at your state's maximum. The calculator adds a Permanent Partial Disability (PPD) lump-sum estimate when the injury is scheduled and permanent, using scheduled weeks × weekly benefit × impairment rating.

TTD (Temporary Total Disability) — weekly benefit × weeks off work, capped at the state maximum.
TPD (Temporary Partial Disability) — two-thirds of the wage difference between pre-injury and modified-duty pay.
PPD (Permanent Partial Disability) — a lump sum for permanent impairment, on top of any TTD already paid.
PTD (Permanent Total Disability) — ongoing weekly benefits, typically for the duration of disability or life.

Full breakdown with examples: how is workers comp calculated → · Permanent impairment only: PPD settlement calculator →

State-specific calculators

Prefer a calculator pre-filled for your state?

These states have a dedicated calculator page with their exact 2025 schedule, statute of limitations, and PPD math already filled in.

California

Max $1,619/wk · 66.67%

Texas

Max $1,135/wk · 70%

Florida

Max $1,295/wk · 66.67%

New York

Max $1,145/wk · 66.67%

Illinois

Max $1,898/wk · 66.67%

Pennsylvania

Max $1,273/wk · 66.67%

Ohio

Max $1,198/wk · 72%

Georgia

Max $800/wk · 66.67%

North Carolina

Max $1,330/wk · 66.67%

Michigan

Max $1,220/wk · 80%

New Jersey

Max $1,131/wk · 70%

Virginia

Max $1,410/wk · 66.67%

Missouri

Max $1,109/wk · 66.67%

Iowa

Max $2,161/wk · 80%

Oklahoma

Max $1,004/wk · 70%

Maryland

Max $1,389/wk · 66.67%

Indiana

Max $818/wk · 66.67%

Tennessee

Max $1,190/wk · 66.67%

Kentucky

Max $1,118/wk · 66.67%

All 50 states with 2025 caps → · Settlement chart by body part →

Q&A

Frequently asked questions

01 What is the 66.67% formula?

In most states, your weekly workers comp benefit equals two-thirds (66.67%) of your average weekly wage before the injury. This is gross wage in most states, not after-tax. The 66.67% figure is capped by the state maximum. Some states use different percentages: 60% (MA, NH), 70% (TX, NJ, OK), 75% (CT, RI — of after-tax), 80% (IA, MI, AK — of after-tax).

02 How is "average weekly wage" defined?

Generally it's your total earnings during the 52 weeks before injury, divided by 52. Many states include overtime, tips, bonuses, and per-diems. New employees use a shorter period. Multi-employer wage stacking (when you work two jobs) is recognized in most states but not all — check your state's definition.

03 What is the state weekly maximum and why does it matter?

Every state caps the weekly benefit at a maximum amount, regardless of your actual wage. High earners hit this cap and effectively receive less than 66.67% of their income. The cap typically ranges from $556 (Mississippi) to $2,161 (Iowa) in 2025, and adjusts annually based on the State Average Weekly Wage (SAWW).

04 What is the difference between TTD, TPD, PPD, and PTD?

TTD (Temporary Total Disability): you cannot work at all, expected to recover. TPD (Temporary Partial Disability): you returned to modified-duty work at lower wage. PPD (Permanent Partial Disability): you reached MMI with permanent impairment, partial loss of earning capacity. PTD (Permanent Total Disability): permanent inability to work — typically lifetime benefits.

05 How are lump sum settlements calculated?

Lump sum settlements typically include: (1) remaining indemnity benefits (weekly × estimated weeks remaining), (2) PPD lump sum (scheduled weeks × weekly benefit × impairment rating), (3) future medical buy-out (negotiated separately). The total settlement value depends on impairment rating, attorney negotiation, and whether you settle the medical portion or keep it open.

06 What does "impairment rating" mean?

An impairment rating is a percentage assigned by your treating physician (and/or an Independent Medical Examiner) reflecting how much function you've lost permanently. Ratings typically range 5%–50% for serious injuries. The rating drives your PPD award: PPD = weekly benefit × scheduled weeks × rating. A 15% back rating is meaningfully different from a 25% rating.